Kristina B. Whittaker

Kristina Whittaker, former Deputy Comptroller for Special Supervision and Assistant Director of the Bank Activities and Structure Division at the Comptroller of the Currency (OCC), advises and represents financial institutions on federal regulatory and advisory matters. During her 30 year tenure at the OCC, Whittaker developed expertise in bank and thrift operations, corporate structure, governance, regulatory implementation and enforcement.

Prior to joining Moore & Van Allen as Deputy Comptroller, Whittaker oversaw the supervision of problem banks. Her division developed and implemented rehabilitation or resolution strategies for assigned banks, including the orderly management of bank closings when necessary. Her group also supervised OCC fraud specialists and their activities. Immediately before serving as deputy comptroller, Whittaker held the role of assistant director of the OCC’s Bank Activities and Structure in the Law Department. In this position she was involved in complex bank regulatory and corporate structure issues. These encompassed a wide range of emerging legal, policy and regulatory matters including new corporate structures, mergers and acquisitions and charters. In addition, Whittaker and her staff developed, in collaboration with supervision and other banking agencies, strategies and legal opinions to support and effectively supervise, rehabilitate and resolve troubled national banks and federal branches and agencies. From 1989 to 1993, Whittaker was OCC’s Assistant Chief Counsel reviewing complex legal opinions, OCC policies and procedures, enforcement documents and corporate approvals.

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